It may seem like an oxymoron to talk about retirement and post-retirement careers in the same article. But it’s also not uncommon for people to retire from one career field only to transition into another. One day you might choose to retire from teaching, but not retire completely. If you decide to re-enter the workforce, […]
Why teachers need a financial advisor
Firstly, this is a biased article for me to write as I am a financial advisor. However, when I talk to teachers at various points in their career about their financial concerns, the one response I seem to hear is “I wish I had one of you earlier”. Why do teachers need a financial advisor? 1. […]
How much life insurance should a teacher have?
The Life Insurance Agent of Canada: There are various different types of life insurance available, but how do you know which one is right for you? Once you’ve found the right product, how much should you buy? Do I need life insurance? Are you married, have children, a mortgage, or other outstanding debts? Chances are […]
What to do with your investments during a Market Correction
With the effects of the Coronavirus being felt worldwide and the unfolding drama of a US election this year, expect more volatile markets Key Points: There have been 26 market corrections (not including Thursday ) since World War II with an average decline of 13.7%. Recoveries have taken four months on average. The most recent […]
Valuable insights on CPP and OAS
When planning retirement income, it’s important to understand the government benefits you might be eligible to receive. These benefits are generally Canada Pension Plan, Old Age Security, and Guaranteed Income Supplement. Canada Pension Plan is a contributory plan that provides guaranteed indexed income in retirement. It can be started as early as age 60 and […]
How to maximize your company’s value before selling it
From the buyer’s perspective, a business that can show healthy cash flow, that’s well maintained and enjoying sustained growth, is much more attractive. Canada’s population is aging and Canadian entrepreneurs are no exception. In fact, close to 60% of Canada’s small and mid-sized business owners are aged 50 or older, nearly double the proportion of the overall […]