In this video, we are discussing the reasons that cause people to retire earlier than planned and what you can do to prepare for such events. Setting a retirement date is important for several reasons such as; understanding your retirement timeline, calculating the savings rate needed to acquire enough money to retire on time, and […]
Amazing Mind-Blowing Strategies for Successful Long-term Investing
Strategies for investor and their portfolios through challenging markets. In this video, we discuss investment principles that can affect your long-term investment success such as: ➤ How long you will live during retirement ➤ How inflation can affect your purchasing power ➤ The power of dividends and compounding ➤ Avoiding emotional investment and trading on […]
Easy To Understand CPP Break-Even Point | CPP Finally Explained 2021
If you’re like many Canadians, deciding when to begin receiving CPP payments is confusing. In this video, I’ll show you the break-even point for CPP, areas of concern to consider when to taking your CPP benefit, and a live walk-through of the governments’ Retirement Income Planning tool. The first and most important consideration is; do […]
How To Know If You’re Saving Enough for Retirement in Canada
This happens to be the number question for nearly everyone saving for retirement. Asking this question demonstrates your seriousness about achieving your retirement goals. The best way to start is to hire a financial advisor and well…that’s where I can help. Although if you want to try first here’s how to do it: 1️⃣ Begin […]
Unintended Consequences of Taking Corp Dividends vs. Taking a Salary
Most business owners think about how to save taxes on their personal income by taking Corporate Dividends however, you’re missing out on planning solutions that could save you hundreds of thousands of dollars in taxes and future value of your retirement income. How often have I talked with a business owner and been informed they […]
Why teachers need a financial advisor
Firstly, this is a biased article for me to write as I am a financial advisor. However, when I talk to teachers at various points in their career about their financial concerns, the one response I seem to hear is “I wish I had one of you earlier”. Why do teachers need a financial advisor? 1. […]